Irs 2025 Roth Ira Contribution Limits Over 50

Irs 2025 Roth Ira Contribution Limits Over 50. If you're age 50 and older, you can add an extra $1,000. Beginning in 2025, the ira contribution limit is increased to $7,000 ($8,000 for individuals age 50 or older) from $6,500 ($7,500 for individuals age 50 or older).

The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. The maximum contribution for 2025 is $7,900, but if you are age 50 or over, it is $8,000.